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Content Last Updated: 4/12/06

Low Interest/Balance Transfer Credit Cards

We have picked out these credit cards for their extremely low introductory APRs and preferably long introductory periods. These low interest credit cards are great for transferring your balances at a very low rate. Click on the Apply buttons for more information.

#1
Citi® Platinum Select® Card Click Here for Review
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  • 0% APR on Purchases and Balance Transfers for Twelve Months
  • 10.74% APR after Introductory Period
  • Secure, Free Online Account Management
  • $0 Liability on Unauthorized Purchases
  • See website for terms and conditions.
Intro APR Intro Period Intro Details Annual Fee Regular APR
0.00% 12 months The introductory rate is available on balance transfers submitted during the first twelve months. $0.00 10.74%

#2
Chase Platinum Visa® Click Here for Review
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Intro APR Intro Period Intro Details Annual Fee Regular APR
0.00% 15 months The introductory period is based on the applicant's credit history and will be either 15 months for purchases and balance transfers or 3 months for balance transfers. $0.00 11.49%

#3
Blue from American Express® Click Here for Review
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  • Fee-Free Rewards Program
  • Earn One Point for Virtually Every Dollar Charged with Blue
  • Use ExpressPay for a Smooth Ride at the Register
  • Option to Carry a Balance
  • See website for terms and conditions.
Intro APR Intro Period Intro Details Annual Fee Regular APR
0.00% 15 months The introductory rate for purchases varies and will be 15 months, 12 months, or 6 months. A 3.99% introductory rate is available on balance transfers that are submitted during the application process for the life of the loan. $0.00 11.74%

#4
AT&T Universal Platinum Card Click Here for Review
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  • 0% APR on Balance Transfers for Twelve Months
  • Save on Phone Services Used Everyday
  • Up To 30 Free Phone Minutes Per Month - Anytime, Anywhere
  • No Annual Fee
  • See website for terms and conditions.
Intro APR Intro Period Intro Details Annual Fee Regular APR
0.00% 12 months The introductory rate is available on balance transfers submitted during the first twelve months. $0.00 11.26%

#5
Pulaski Bank Visa®/MasterCard® Click Here for Review
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Intro APR Intro Period Intro Details Annual Fee Regular APR
0.00% 6 months The introductory rate is available if a balance transfer is submitted during the first three months. $35.00 7.99%

#6
Pulaski Bank Gold Visa® Card Click Here for Review
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Intro APR Intro Period Intro Details Annual Fee Regular APR
0.00% 6 months The introductory rate is available if a balance transfer is submitted during the first three months. $0.00 9.50%

#7
Union Plus MasterCard® Click Here for Review
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  • No Annual Fee
  • 8.99% Fixed APR on Balance Transfers for the Life of the Balance
  • $0 Liability on Any Unauthorized Charges
  • Personal Customer Service - Speak with A Representative 24 Hours A Day
  • See website for terms and conditions.
Intro APR Intro Period Intro Details Annual Fee Regular APR
8.99% See Terms & Conditions The introductory rate is available on balance transfers for the life of the loan if a transfer is submitted during the first three months of cardmembership. $0.00 12.74%

#8
Make-A-Wish® Visa® Platinum Click Here for Review
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  • The Make-A-Wish Foundation Will Receive .65% of All Net Purchases and a Minimum of $2 Per Open and Activated Account
  • No Annual Fee
  • Optional Mini Card
  • No Balance Transfer Fees
  • See website for terms and conditions.
Intro APR Intro Period Intro Details Annual Fee Regular APR
1.90% See Terms & Conditions The introductory rate applies to the first six billing cycles. $0.00 See Terms & Conditions

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The information provided is believed to be accurate at the time of evaluation. We strongly advise viewers to review the terms and conditions provided by the card issuers to verify accuracy of the information posted prior to applying for the product. All credit card content is provided by NCSReporting.com, Inc.

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