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Content Last Updated: 4/12/06
American Express Credit Cards
*Excellent approval rates
| #1 |
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- Fee-Free Rewards Program
- Earn One Point for Virtually Every Dollar Charged with Blue
- Use ExpressPay for a Smooth Ride at the Register
- Option to Carry a Balance
- See website for terms and conditions.
| Intro APR |
Intro Period |
Intro Details |
Annual Fee |
Regular APR |
| 0.00% |
15 months |
The introductory rate for purchases varies and will be 15 months, 12 months, or 6 months. A 3.99% introductory rate is available on balance transfers that are submitted during the application process for the life of the loan. |
$0.00 |
11.74% |
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| #2 |
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- Shopping, Travel and Entertainment Rewards
- Two Points at Gas Stations, Supermarkets, Drugstores and More
- Points Can Be Redeemed for Travel Certificates From 6 of Our Domestic and International Airline Partners
- Free Shipping and Handling on Purchases
- See website for terms and conditions.
| Intro APR |
Intro Period |
Intro Details |
Annual Fee |
Regular APR |
| n/a |
n/a |
n/app |
$65.00 |
n/a |
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| #3 |
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- Shopping, Travel and Entertainment Rewards
- Two Points at Supermarkets, Gas Stations, Drugstores, and More
- Special Gold Card Events
- Free Shipping and Handling on Purchases
- See website for terms and conditions.
| Intro APR |
Intro Period |
Intro Details |
Annual Fee |
Regular APR |
| n/a |
n/a |
n/app |
$90.00 |
n/a |
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| #4 |
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- Special Offer! Get up to 17,500 Bonus Miles
- Earn 15,000 Bonus Miles with the First Purchase
- No Annual Fee for the First Year
- Always Double Miles® on Eligible Everyday Purchases and All Delta Purchases
- See website for terms and conditions.
| Intro APR |
Intro Period |
Intro Details |
Annual Fee |
Regular APR |
| 9.99% |
See Terms & Conditions |
The introductory rate is available if a balance transfer is submitted during the application process. |
$85.00 |
17.74% |
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| #5 |
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| Intro APR |
Intro Period |
Intro Details |
Annual Fee |
Regular APR |
| 0.00% |
6 months |
A 4.99% introductory rate is available on balance transfers for the life of the loan if a transfer is submitted during the application process. |
$0.00 |
12.74% |
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| #6 |
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- Special Offer! Earn Up To 10,000 Bonus Starpoints® During the First Year
- Welcome Bonus of 4,000 Starpoints® with First Purchase
- Earn Up To 6,000 Starpoints® in the First Year of Membership Through Stays at Starwood Hotels and Resorts
- Starpoints® are Earned for Every Eligible Dollar Spent
- See website for terms and conditions.
| Intro APR |
Intro Period |
Intro Details |
Annual Fee |
Regular APR |
| 2.90% |
6 months |
The introductory rate for balance transfers is available if a transfer is submitted during the application process. |
$30.00 |
17.74% |
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| #7 |
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- Earn Up To 20,000 HHonors® Bonus Points
- Up To 10,000 Hhonors® Bonus Points with the First Four Stays at Any Hilton
- 10,000 Hilton HHonors® Bonus Points with First Purchase
- 5 Hilton HHonors® Bonus Points for Each Eligible Dollar Spent on Stays at Over 2,700 Hilton Family Hotels Worldwide
- See website for terms and conditions.
| Intro APR |
Intro Period |
Intro Details |
Annual Fee |
Regular APR |
| 2.90% |
6 months |
The introductory rate is available if a balance transfer is submitted during the application process. |
$0.00 |
17.74% |
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| #8 |
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| Intro APR |
Intro Period |
Intro Details |
Annual Fee |
Regular APR |
| n/a |
n/a |
n/app |
$75.00 |
n/a |
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| #9 |
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| Intro APR |
Intro Period |
Intro Details |
Annual Fee |
Regular APR |
| 0.00% |
6 months |
A 7.99% introductory rate is available on balance transfers for the life of the loan if a transfer is submitted during the first six months of cardmembership. Introductory rate applies to purchases made using the card at physical locations. |
$0.00 |
10.49% |
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| #10 |
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| Intro APR |
Intro Period |
Intro Details |
Annual Fee |
Regular APR |
| 0.00% |
12 months |
A 4.99% introductory rate is available on balance transfers for the life of the loan if a transfer is submitted during the application process. Introductory rate applies to purchases made using the card at physical locations. |
$0.00 |
10.49% |
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| #11 |
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- First Year Fee Free
- Earn 15,000 Bonus SkyMiles® Upon First Purchase
- Always Double SkyMiles® on Items Cardholders Already Buy and One SkyMile® for Virtually Every Dollar Spent
- SkyMiles® Number Printed On the Card
- See website for terms and conditions.
| Intro APR |
Intro Period |
Intro Details |
Annual Fee |
Regular APR |
| 9.99% |
See Terms & Conditions |
The introductory rate is available if a balance transfer is submitted during the first six months. |
$85.00 |
17.74% |
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| #12 |
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- Earn One Membership Reward Point for Virtually Every Dollar Spent
- Receive 5,000 Bonus Points with the First Purchase
- First Year Fee Free
- No Pre-Set Spending Limit
- See website for terms and conditions.
| Intro APR |
Intro Period |
Intro Details |
Annual Fee |
Regular APR |
| n/a |
n/a |
n/app |
$95.00 |
n/a |
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| #13 |
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- No Annual Fee
- Up To 5% Cash Rebate on All Qualified Purchases
- Flexibility To Pay Over Time
- Open Savings - Save at AT&T, FedEx®, Hertz®, 1-800-FLOWERS.COM®, and More
- See website for terms and conditions.
| Intro APR |
Intro Period |
Intro Details |
Annual Fee |
Regular APR |
| 0.00% |
6 months |
A 7.99% introductory rate is available on balance transfers for the life of the loan if a transfer is submitted during the first six months of cardmembership. Introductory rate applies to purchases made using the card at physical locations. |
$0.00 |
10.49% |
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| #14 |
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- Earn INSIDE Rewards that Allow Cardholders to Earn Points to Eat, Drink, and Play at New York Hotspots
- One INSIDE Rewards Point for Every Dollar Spent
- Two INSIDE Rewards Points for Every Dollar Spent on Things Cardholders Already Do Today in 8 Different Categories
- Option to Carry a Balance
- See website for terms and conditions.
| Intro APR |
Intro Period |
Intro Details |
Annual Fee |
Regular APR |
| 0.00% |
6 months |
The introductory rate is available if a balance transfer is submitted during the application process. |
$0.00 |
11.74% |
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| #15 |
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- 5,000 Bonus Award Dollars with First Purchase
- 200 Award Dollars Earn One TrueBlue Point, 100 TrueBlue Points Get a Round-Trip Flight Anywhere JetBlue Goes
- Earn Double Award Dollars at Restaurants, Movie Theaters, Concerts, Golf Courses, and Other Fun Places
- Earn Double Award Dollars on JetBlue Flight Purchases
- See website for terms and conditions.
| Intro APR |
Intro Period |
Intro Details |
Annual Fee |
Regular APR |
| 3.99% |
6 months |
The introductory rate is available if a balance transfer is submitted during the application process. |
$40.00 |
17.74% |
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| #16 |
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- Earn INSIDE Rewards that Allow Cardholders to Earn Points to Eat, Drink, and Play at Chicago Hotspots
- One INSIDE Rewards Point for Every Dollar Spent
- Two INSIDE Rewards Points for Every Dollar Spent on Things Cardholders Already Do Today in 8 Different Categories
- Option to Carry a Balance
- See website for terms and conditions.
| Intro APR |
Intro Period |
Intro Details |
Annual Fee |
Regular APR |
| 0.00% |
6 months |
The introductory rate is available if a balance transfer is submitted during the application process. |
$0.00 |
11.74% |
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| #17 |
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- Earn One INSIDE Rewards Point for Every Eligible Dollar Spent, Whether in Los Angeles or Not
- Earn Two INSIDE Rewards Points for Every Dollar Spent on City Essentials
- Redeem Points for Rewards to Eat, Drink, and Play in Los Angeles, Chicago, and New York
- 0% APR for 6 Months on Purchases and Balance Transfers
- See website for terms and conditions.
| Intro APR |
Intro Period |
Intro Details |
Annual Fee |
Regular APR |
| 0.00% |
6 months |
The introductory rate is available if a balance transfer is submitted during the application process. |
$0.00 |
11.74% |
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| #18 |
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- Get $25 to Jump-Start Savings After the First Purchase
- No Annual Fee the First Year - That's a $35 Savings
- The Savings Accelerator Plan Contributes 1% of Eligible Purchases into an FDIC-Insured High-Yield Savings Account in the Cardholders Name
- Earn a Competitive Annual Percentage Yield (APY), Currently 3.8%
- See website for terms and conditions.
| Intro APR |
Intro Period |
Intro Details |
Annual Fee |
Regular APR |
| n/a |
n/a |
n/app |
$35.00 |
13.74% |
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| #19 |
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- 5,000 Bonus Points with First Purchase
- Redeem for Savings on Any Flight, Hotel, Car Rental or Cruise
- No Blackout Dates and No Restrictions
- No Annual Fee and a 0% Intro APR
- See website for terms and conditions.
| Intro APR |
Intro Period |
Intro Details |
Annual Fee |
Regular APR |
| 0.00% |
6 months |
A 7.99% introductory rate is available on balance transfers for the life of the loan if the transfer is submitted during the first six months. |
$0.00 |
15.49% |
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| #20 |
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- Save on Any Airline, Hotel, or Rental Car
- No Blackout Dates, No Travel Restrictions
- No Annual Fee and a 0% Intro APR
- World Class American Express® Benefits
- See website for terms and conditions.
| Intro APR |
Intro Period |
Intro Details |
Annual Fee |
Regular APR |
| 0.00% |
6 months |
A 4.99% introductory rate is available on balance transfers for the life of the loan if a transfer is submitted during the application process. |
$0.00 |
12.74% |
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| #21 |
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- Save Up To 75% on Airfare
- Discounts on Delta and Song® Flights for as Few as 3,000 SkyPoints™
- Get Up To 2,500 SkyPoints™ with the First Purchase
- Always Double SkyPoints™ on Everyday Purchases
- See website for terms and conditions.
| Intro APR |
Intro Period |
Intro Details |
Annual Fee |
Regular APR |
| 9.99% |
See Terms & Conditions |
The introductory rate is available if a balance transfer is submitted during the application process. |
$49.00 |
17.74% |
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| #22 |
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- Receive 3,000 Bonus SkyPoints™ with the First Purchase - Redeemable for Up To $50
- Always Double SkyPoints™ in Select Categories
- One SkyPoint™ for Virtually Every Dollar Spent
- No Annual Fee for the First Year, a Savings of $49
- See website for terms and conditions.
| Intro APR |
Intro Period |
Intro Details |
Annual Fee |
Regular APR |
| 0.00% |
6 months |
A 9.99% introductory rate is available on balance transfers for the life of the loan if the balance transfer is submitted during the first six months of cardmembership. |
$49.00 |
17.74% |
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