Speedway SuperAmerica Platinum MasterCard®

Earn an 8% Rebate on All Gas and Merchandise Purchased at Speedway, SuperAmerica, and Rich Oil Locations for the First 60 Days Earn a 4% Rebate on Any Speedway, SuperAmerica, or Rich Oil Purchase after That Earn a 1% Rebate Anywhere Else MasterCard® is Accepted 0% Intro APR on Balance Transfers for Up To Six Months

Review: The Speedway SuperAmerica Platinum MasterCard® from Chase is designed for those with very good credit who make frequent purchases at Speedway SuperAmerica stores. Through the rebate program, a 1% rebate is earned on all general purchases, and a generous 4% rebate is earned on all purchases made at Speedway SuperAmerica stores. In addition, during the first 60 days, an 8% rebate is applied to all Speedway SuperAmerica purchases made with the card. Rebates are applied directly to the cardholder's account, and they can be used towards the purchase of free gasoline. There is no yearly limit to the amount of rebates that can be earned, and any unused rebates expire in one year. The interest rate for purchases and balance transfers is above average for a reward card. However, there is a 0% introductory rate that applies to purchases and balance transfers for up to the first six months of cardmembership with no annual fee. However, finance charges applied use the "Two Cycles Average Daily Balance" method, which is a more costly method in applying finance charges for those who occasionally carry a balance as compared to the "Average Daily Balance" method used by most card issuers. The card also provides several platinum benefits such as a purchase protection plan, auto rental insurance, and up to $500,000 in travel accident insurance. Therefore, those who qualify for the lowest rate offered, plan to pay in full after the introductory rate expires (to avoid finance charges), and will use the card frequently for Speedway SuperAmerica purchases (to earn additional rebates) will benefit most from what the Speedway SuperAmerica Platinum MasterCard® from Chase has to offer.

Date of Review: 2006-04-08 00:00:00

Notes: The APR for purchases and balance transfers varies according to the applicant's credit history and is either 9.99%, 11.99% or 14.99% + Prime Rate. See website for complete terms and conditions of card usage and application disclosure.

Additional Perks: Various Internet account related services. Lost and stolen card reporting. Emergency cash replacement. Emergency card replacement. Various travel and emergency assistance services. Year-end financial statement (upon request). Extended warranty for purchases. Purchase protection. Roadside assistance. Up to $500,000 in travel accident insurance. Auto rental insurance. Up to $3,000 in lost luggage insurance. No liability for unauthorized transactions. See website for additional benefits.