USA Platinum Plus Credit Card

*No Credit Checks or Turndowns *No Employment Verifications The Credit Line Is Reported To A Major Credit Bureau *Guaranteed Approval

Review: The USA Platinum Plus Credit Card, issued by USA Credit, is designed for those with poor to limited credit who are looking to establish credit. Although the credit card does have a $149.95 account set-up fee, it is considered reasonable as compared to similar cards designed to establish credit, many of which can charge fees ranging anywhere between $200 and $400 for the first year of membership. In addition, this credit card has no annual fee and no interest rate on purchases. Anyone who applies for this credit card will be accepted, based on their "No Credit Check or Credit Turndowns" policy, although certain restrictions do apply (See website for terms and conditions). Those who become active members of the credit card will be glad to know that the credit line is reported to a major credit bureau. The card also provides new members with a bonus, which give their members unlimited free access to view their credit report. The major drawback of this card is that it can only be used for retail purchases through the USA Credit sponsored website and catalogs. In essence, the credit card is a retail charge card that can only be used for selected products. However, this may or may not be a drawback for certain members. Therefore, those who do not require a credit card for general everyday purchases may find the USA Platinum Plus Credit Card to be a suitable option.

Date of Review: 2006-04-07 00:00:00

Notes: The credit line is reported to a major Credit Bureau. Must be at least 18 and a U.S. citizen or permanent resident (excluding Wisconsin), with an active checking account, a monthly household income of at least $800 and no undischarged bankruptcies. *No employment verifications. *Guaranteed approval. *No credit checks or turndowns. *Pre-Approved. *See website for terms and conditions.

Additional Perks: Free 30-day credit report access trial offer. *See website for additional benefits.