Disney Platinum Visa® Card

Earn Disney Rewards with Everyday Purchases that Can Be Redeemed at Disney Hotels, Restaurants, and Theme Parks - and to Buy Disney DVDs, Toys, and More 0% APR Financing for Up To Six Months on Select Disney Vacation Packages 0% Intro APR for Up To Six Months on Purchases and Balance Transfers Earn 25 Disney Dream Reward Dollars after the First Purchase

Review: The Disney Platinum Visa® Card, issued by Chase, is designed for those with very good credit who plan to take advantage of the reward program offered. Through the reward program, cardholders earn a 1% rebate on all purchases. Rebates are converted into Disney Dream Reward Dollars at the rate of one reward dollar for every $100 spent. There is a yearly limit of 750 Disney Dream Reward Dollars that can be earned, and rewards expire in five years (once issued, the certificate expires in one year). Reward Dollars can be redeemed for a variety of Disney merchandise and vacations. Also, cardholders will receive 25 Disney Dream Reward Dollars after their first transaction. In addition to the reward program, cardholders have access to common platinum benefits provided by Chase that include up to $500,000 in travel accident insurance, auto rental insurance, and various travel and emergency assistance services. Cardholders will also receive great savings and special benefits at the Disneyland® Resort and Walt Disney World® Resort. For those who qualify, there is a 0% introductory rate for purchases and balance transfers for up to six months, a reasonable interest rate for purchases and balance transfers after the introductory rate expires, and no annual fee. There is also 0% APR financing for up to six months on select Disney vacation packages. Those who plan to occasionally carry a large revolving balance may find doing so costly due to the "Two Cycles Average Daily Balance" method used by this credit card to determine finance charges, which ends up costing more to maintain an occasional balance as compared to the "Average Daily Balance" method used by many credit card issuers. Therefore, those who qualify for the lowest rate offered, can afford to pay in full each month after the introductory rate expires (to avoid finance charges), and plan to take advantage of the special Disney offers (to earn the additional rebates) will benefit most from what the Disney Platinum Visa® Card has to offer.

Date of Review: 2006-04-11 00:00:00

Notes: See website for complete terms and conditions of card usage and application disclosure.

Additional Perks: Access to 0% APR financing for up to 6 months on select Disney vacation packages. Great savings and special benefits at the Disneyland® Resort and Walt Disney World® Resort. Various Internet account related services. No liability for unauthorized transactions. Emergency card replacement. Emergency cash replacement. Lost and stolen card reporting. Auto rental insurance. Up to $500,000 in travel accident insurance. Various travel and emergency assistance services. Extended warranty for purchases. See website for additional benefits.