Universal Entertainment Platinum MasterCard® from Chase

0% Intro APR Earn 1 Reward Point for Every Dollar Spent Redeem Points for Free Movies, Park Tickets, and Music No Annual Fee

Review: The Universal Entertainment Platinum MasterCard® from Chase is designed for those with very good credit who plan to take advantage of the reward program offered. Through the reward program, cardholders earn one point for every dollar spent on general purchases and two points per dollar spent at Universal properties. Points may be redeemed for movie and concert tickets, private movie screenings, CDs, DVDs, and other entertainment merchandise. The maximum number of points that may be earned in a billing period must not exceed cardholder's credit limit and any unused points do expire within five years. Cardholders also receive one free movie ticket with their first purchase. Aside from the reward program, cardholders will receive up to $500,000 in travel accident insurance, auto rental insurance, and various discounts at participating merchants and retailers. The card also provides a unique benefit because it allows cardholders access to exclusive opportunities and the chance to win tickets for various entertainment award events, backstage passes, a customized entertainment library, etc. There is no annual fee and the interest rate for purchases and balance transfers is reasonable for a reward card (for those who qualify), but it is not ideal for those who plan to carry a balance due to the finance charges that may apply. There is a 0% introductory rate offered for purchases and balance transfers that is available for the first six months of membership. However, finance charges applied use the "Two Cycles Average Daily Balance" method, which is a more costly method in applying finance charges for those who occasionally carry a balance, in comparison to the "Average Daily Balance" method used by most card issuers. Therefore, those who qualify for the lowest rate offered and plan to take advantage of the reward program will benefit most from what the Universal Entertainment Platinum MasterCard® from Chase has to offer.

Date of Review: 2006-04-08 00:00:00

Notes: The APR for purchases and balance transfers varies according to the applicant's credit history and is either 5.99%, 9.99% or 14.99% + Prime Rate. See website for complete terms and conditions of card usage and application disclosure.

Additional Perks: Various card designs to select from. Various Internet account related services. Lost and stolen card reporting. Emergency cash replacement. Emergency card replacement. Up to $500,000 in travel accident insurance. Auto rental insurance. Roadside assistance. Special guest benefits at Universal Orlando Resorts. Free emusic downloads. Fraud and security protection services. Extended warranty for purchases. Purchase protection. Year-end financial statement. Exclusive opportunities and promotions that allow cardholders access to tickets for various entertainment award events, backstage passes, customized entertainment library, etc. Discounts on products and services at participating merchants and retailers. See website for additional benefits.