British Airways Visa® Signature Card

15,000 Bonus BA Miles after First Purchase $20 off Any British Airways Ticket Purchase Made Using the Card at www.britishairways.com/get20 2 BA Miles for Every $1 Spent on British Airways Purchases 1 BA Mile for Every $1 Spent on All Other Purchases

Review: The British Airways Visa® Signature Card, issued by Chase, is designed for those with excellent credit who travel regularly via British Airways. Through the reward program, cardholders earn one mile for every dollar spent on general purchases and two miles for every dollar spent through British Airways. In addition, cardholders will receive 15,000 bonus miles with their first purchase. There is no yearly limit to the number of miles that can be earned, and miles do not expire as long as the frequent flyer account is active during a three-year period. Earned miles can be used for travel with British Airways or any of its partner airlines along with other travel related services (visit www.britishairways.com for further details). Aside from the reward program, a variety of benefits are available including up to $1,000,000 in travel accident insurance, auto rental insurance, and lost luggage insurance. The signature card provides a personal concierge service and no pre-set spending limit (purchases are authorized based on personal spending and payment history). A free British Airways companion ticket is also available with the purchase of a FIRST, Club World, or World Traveller Plus round-trip transatlantic ticket at the regular fare price. There is a low introductory offer that applies to purchases and balance transfers for the first five months. The interest rate for purchases and balance transfers is reasonable for a reward card (once the introductory rate expires). However, it is not ideal for those who plan to carry a revolving balance due to the finance charges that may apply. Therefore, those who plan to travel with British Airways or any of their participating partner airlines, can pay in full each month (to avoid finance charges), and will be able to redeem an airline ticket or other travel related service within a two-year period (due to the $75 annual fee) will benefit most from what the British Airways Visa® Signature Card has to offer.

Date of Review: 2006-03-21 00:00:00

Notes: The card has no pre-set spending limit; however, purchases are approved based on credit record, account history, and personal resources. See website for complete terms and conditions of card usage and application disclosure.

Additional Perks: Free British Airways companion ticket with the purchase of a regular fare FIRST, Club World, or World Traveller Plus round-trip transatlantic ticket. Save $250 off Club World advance purchase round-trip fares to London (must book by December 31, 2006, for travel before December 31, 2007). $20 off any British Airways ticket purchase made with your card at www.britishairways.com/get20. Various card designs to select from. Various Internet account related services. Up to $1,000,000 in travel accident insurance. Personal concierge service. Emergency card replacement. Emergency cash replacement. Roadside assistance. Airport parking guarantee. Lost and damaged luggage insurance. Lost and stolen card reporting. Purchase protection. Extended warranty for purchases. Year-end financial statement. No liability for unauthorized transactions. Auto rental insurance. Various travel and emergency assistance services. See website for additional benefits.