Chase Platinum Business Card

Intro 0% Fixed APR for Up To 12 Billing Cycles No Annual Fee Up To $35,000 Credit for the Cardholder's Business Balance Transfer Savings

Review: The Chase Platinum Business Card, issued by Chase, is designed for those with very good credit who are looking to consolidate their business expenses. This card offers a 0% introductory rate on purchases and balance transfers for the first twelve billing cycles with no annual fee, and the interest rate is reasonable after the introductory rate expires. Those who plan to occasionally carry a large revolving balance may find doing so costly due to the "Two Cycles Average Daily Balance" method used by this credit card to determine finance charges, which ends up costing more to maintain an occasional balance as compared to the "Average Daily Balance" method used by some other credit card issuers. The card provides common cardholder benefits that include up to $1,000,000 in travel accident insurance, lost luggage insurance, auto rental insurance, and various emergency and travel assistance services. It also offers business-related discounts on computer equipment, car rentals, hotel rooms, and more. Therefore, those who will be able to take advantage of the introductory offer, the multitude of benefits, and the business-related discounts may find the Chase Platinum Business Card to be a valuable option.

Date of Review: 2006-03-23 00:00:00

Notes: The APR for purchases and balance transfers varies according to the applicant's credit history and is either 3.99%, 7.99% or 14.99% + Prime Rate. See website for complete terms and conditions of card usage and application disclosure.

Additional Perks: Various Internet account related services. Access to savings of up to 20% on business-related merchandise. Emergency cash replacement. Emergency card replacement. Lost and stolen card reporting. Up to $1,000,000 in travel accident insurance. Auto rental insurance. Various travel and emergency assistance services. Extended warranty for purchases. Purchase protection. Up to $3,000 in lost luggage insurance. Quarterly financial statements (upon request). See website for additional benefits.