SkyPoints™ Business Credit Card from Delta and American Express

Receive 3,000 Bonus SkyPoints™ with the First Purchase - Redeemable for Up To $50 Always Double SkyPoints™ in Select Categories One SkyPoint™ for Virtually Every Dollar Spent No Annual Fee for the First Year, a Savings of $49

Review: The SkyPoints™ Business Credit Card from Delta and American Express is designed for business owners with average credit who would like to earn discounts on Delta and Song® ticket purchases. Through the reward program, cardholders earn double SkyPoints™ for every dollar spent at supermarkets, gas stations, drugstores, home improvement and hardware stores, the U.S. Postal Service, on Delta and Song® purchases, and for wireless phone bills, and they earn one SkyPoint™ for all other eligible purchases. Cardholders also earn 3,000 SkyPoints™ after their first purchase. SkyPoints™ are redeemable for up to 75% off the first $500 of an eligible ticket price. The annual fee of $49 is waived for the first year, and there is no annual fee if the cardholder is also the basic cardmember for a Business Gold Card, Executive Business Card, Business Platinum Card, or Business Centurion® Card. The APR for purchases and balance transfers is slightly high and it is not ideal for those who plan to carry a revolving balance. However, there is an interest-free introductory period for purchases for the first six months and a 9.99% introductory rate that applies to balance transfers until they are paid in full as long as the balance transfer is submitted with the application. Cardholders can also expect common benefits and services such as various travel and emergency assistance services, purchase protection, and access to the OPEN Savings Network for business-related discounts. Therefore, those who will use the card at participating merchants (to earn double SkyPoints™) and plan to pay in full each month (to avoid finance charges) will benefit most from what the SkyPoints™ Business Credit Card from Delta and American Express has to offer.

Date of Review: 2006-04-13 00:00:00

Notes: Card is currently unavailable to residents of Puerto Rico. See website for complete terms and conditions of card usage and application disclosure.

Additional Perks: Various Internet account related services. Access to the OPEN Savings Network for discounts from various business-related merchants. Monthly statements and quarterly management reports. Purchase protection. Emergency card replacement. Various travel and emergency assistance services. See website for additional benefits.