SkyPoints™ Credit Card from Delta and American Express

Save Up To 75% on Airfare Discounts on Delta and Song® Flights for as Few as 3,000 SkyPoints™ Get Up To 2,500 SkyPoints™ with the First Purchase Always Double SkyPoints™ on Everyday Purchases

Review: The SkyPoints™ Credit Card from Delta and American Express is designed for those with average credit who would like to earn discounts on Delta and Song® ticket purchases. Through the reward program, cardholders earn double SkyPoints™ for every dollar spent at supermarkets, gas stations, drugstores, home improvement and hardware stores, the U.S. Postal Service, on Delta and Song® purchases, and for wireless phone bills, and they earn one SkyPoint™ for all other eligible purchases. Cardholders also earn 2,500 SkyPoints™ after their first purchase. SkyPoints™ are redeemable for up to 75% off the first $500 of an eligible ticket price. SkyPoints™ are only awarded on purchases of up to $60,000 per year, not including promotional SkyPoints™ offers and the additional SkyPoint™ awarded for double SkyPoints™ purchases, and SkyPoints™ will not expire as long as one of the cardholder's qualifying accounts are active at least once every three years. The annual fee of $49 is waived for the first year, and there is no annual fee for cardholders that maintain an American Express consumer charge card account. The APR for purchases and balance transfers is above average and it is not ideal for those who plan to carry a revolving balance. However, there is a 9.99% introductory rate that applies to balance transfers until they are paid in full as long as the balance transfer is submitted with the application. Cardholders can also expect many common benefits and services such as up to $100,000 in travel accident insurance, extended warranties for purchases, roadside assistance, and auto rental insurance. Therefore, those who will use the card at participating merchants (to earn double SkyPoints™) and plan to pay in full each month (to avoid finance charges) will benefit most from what the SkyPoints™ Credit Card from Delta and American Express has to offer.

Date of Review: 2006-04-05 00:00:00

Notes: ***Qualified accounts include but are not limited to the Personal Card, Gold Card and Platinum Card®. Card is currently unavailable to residents of Puerto Rico. See website for complete terms and conditions of card usage and application disclosure.

Additional Perks: Various Internet account related services. Extended warranty for purchases. Fraud protection. Purchase protection. Auto rental insurance. Emergency card replacement. Medical referral services. Legal referral services. Passport and visa assistance. Roadside assistance. Emergency cash replacement. Various travel and emergency assistance services. Up to $100,000 in travel accident insurance. See website for additional benefits.