Citi® PremierPass^SM Card

Get 5,000 Bonus Points after the First Purchase Earn One Point for Every Three Miles Flown on Any Airline Earn One Point for Every Dollar Spent on Purchases 0% APR on Balance Transfers for Twelve Months

Review: The Citi® PremierPass^SM Card, issued by Citibank, is designed for those with excellent credit who may also be looking for a card that offers rewards. Through the reward program, cardholders earn one point for every dollar spent on general purchases and one point for every three miles the cardholder flies on any airline - or anyone else whose ticket is bought with the card. Points can be redeemed for travel on any airline, gift certificates, merchandise, and more. The maximum number of points that can be earned per year is 100,000, and points will expire in three years if the account has not been active during that time. Cardholders will earn 5,000 bonus points with their first purchase. Aside from the reward program, cardholders can expect access to a variety of benefits that include up to $1,000,000 in travel accident insurance, auto rental insurance, and various travel and emergency assistance services. This card has no annual fee and offers a reasonable interest rate for purchases and balance transfers. There is also an attractive 0% introductory rate available on balance transfers for twelve months. However, there is a minimum cap for cash advances; so no matter how low the Prime Rate falls (the APR is tied to the Prime Rate), the interest rate will not go below the minimum cap. Therefore, those who will be able to take advantage of the reward program and the additional services available will benefit most from what the Citi® PremierPass^SM Card has to offer.

Date of Review: 2006-04-05 00:00:00

Notes: The minimum APR for cash advances is 19.99%. The card has no pre-set spending limit; however, purchases are approved based on credit record, account history, and personal resources. See website for complete terms and conditions of card usage and application disclosure.

Additional Perks: Various Internet account related services. Identity theft solutions. Fraud and security protection services. Automatic bill payments. Lost and stolen card reporting. Emergency cash replacement. Emergency card replacement. Year-end financial statement (upon request). Auto rental insurance. Medical referral services. Legal referral services. Lost luggage assistance. No liability for unauthorized transactions. Various travel and emergency assistance services. Up to $1,000,000 in travel accident insurance. See website for additional benefits.