Citi® PremierPass^SM Card - Elite Level

Get 15,000 Bonus Points after the First Purchase Earn One Point for Every One Mile Flown on Any Airline Earn Two Points for Every Dollar Spent on Eligible Purchases and One Point on All Other Purchases Unlimited Companion Travel

Review: The Citi® PremierPass^SM Card - Elite Level, issued by Citibank, is designed for those with excellent credit who are looking for a reward card that is compatible with any airline. Through the reward program, cardholders earn two points for every dollar spent on purchases made at supermarkets, drugstores, gas stations, and commuter transportation and parking merchants. One point is earned for all other general purchases and for every one mile the cardholder flies on any airline - or anyone else whose ticket is bought with the card. Points can be redeemed for flights on any airline, gift certificates, merchandise, and statement credits through the ThankYou Network. The maximum number of points that can be earned per year is 200,000, and points will expire in three years if the account has not been active during that time. Although this card has a slightly high annual fee of $75, it does offer a reasonable interest rate for purchases and balance transfers. There is also an attractive 0% introductory rate available for balance transfers for twelve months. However, there is a minimum cap for cash advances; so no matter how low the Prime Rate falls (the APR is tied to the Prime Rate), the interest rate will not go below the minimum cap. Aside from the reward program, cardholders can expect access to a variety of benefits that include up to $1,000,000 in travel accident insurance, auto rental insurance, and various travel and emergency assistance services. This card also offers cardholders unlimited companion travel. Therefore, those who will be able to take advantage of the reward program and the additional services will benefit most from what the Citi® PremierPass^SM Card - Elite Level has to offer.

Date of Review: 2006-04-05 00:00:00

Notes: The minimum APR for cash advances is 19.99%. The card has no pre-set spending limit; however, purchases are approved based on credit record, account history, and personal resources. See website for complete terms and conditions of card usage and application disclosure.

Additional Perks: Free unlimited companion travel. Identity theft solutions. Fraud and security protection services. Various Internet account related services. Lost and stolen card reporting. Emergency cash replacement. Emergency card replacement. Automatic bill payments. Year-end financial statement (upon request). Up to $1,000,000 in travel accident insurance. Auto rental insurance. Medical referral services. Legal referral services. Lost luggage assistance. No liability for unauthorized transactions. Various travel and emergency assistance services. See website for additional benefits.