Starbucks Card Platinum Duetto™ Visa® Card

The Card is a Reloadable Starbucks Card and a Visa® Credit Card Earn Starbucks "Duetto Dollars" with Every Purchase Get $10 Duetto Dollars with the Starbucks Card Account after the First Purchase Earn Additional Starbucks Rewards and Benefits When Using the Starbucks Card Account

Review: The Starbucks Card Platinum Duetto™ Visa® Card, issued by Chase, is designed for those with very good credit who are looking for a card with a unique reward program. This card is a Visa® card and a Starbucks card combined into one. The Duetto™ Card allows cardholders to charge purchases using the Visa® account, and it can also be used as a reloadable Starbucks Card at participating Starbucks locations. Through the rebate program, cardholders earn a 1% cash rebate on all general purchases made with the card and a 3% rebate in Duetto™ Dollars when the cardholder subscribes to automatic reloads of the Starbucks Card account using the Duetto™ Visa® account. Rebates do not expire, and there is no limit to the amount of rebates that can be earned. It is also important to note that each time the cardholder spends $100 in net purchases, one Duetto™ Dollar will be earned that can be used for purchases made at Starbucks or for a variety of other rewards. See www.starbucks.com for full details. The card has no annual fee, and higher qualifying applicants will receive a reasonable interest rate for purchases and balance transfers. There is also a 0% introductory rate on purchases and balance transfers for the first six billing cycles. Nevertheless, finance charges are determined using the "Two Cycles Average Daily Balance" method, which is a more costly method of applying finance charges for those who occasionally carry a balance as compared with the "Average Daily Balance" method used by most card issuers. Aside from the rebate program, $10 Duetto™ Dollars are awarded to the Starbucks Card account and a $5 donation is made to the Starbucks Foundation the first time the card is used. Cardholders can also expect access to a variety of platinum benefits that include up to $1,000,000 in travel accident insurance, auto rental insurance, and extended warranties on purchases. Therefore, those who qualify for the lowest rate offered and plan to take advantage of the various benefits that the card offers will find the Starbucks Card Platinum Duetto™ Visa® Card to be a suitable option.

Date of Review: 2006-03-22 00:00:00

Notes: The APR for purchases varies according to the applicant's credit history and is either 5.99%, 9.99% or 14.99% + Prime Rate. The Starbucks Card Account is not accepted at some stores in Hawaii, Puerto Rico, Guam or outside North America. For an up-to-date list of participating stores, please visit www.starbucks.com/storelocator or call 1-800-STARBUC. See website for complete terms and conditions of card usage and application disclosure.

Additional Perks: Various card designs to select from. Emergency card replacement. Emergency cash replacement. Lost and stolen card reporting. Up to $1,000,000 in travel accident insurance. Auto rental insurance. Various travel and emergency assistance services. Extended warranty for purchases. No liability for unauthorized transactions. Purchase protection. Year-end financial statement (upon request). Access to the Duetto Rewards program for no additional fee. The first time the card is used a $5 donation is made to the Starbucks Foundation. Cardholders qualify for additional Starbucks rewards and benefits just for using their card. See website for additional benefits.