CitiBusiness® Card with ThankYou^SM Network

Earn 10,000 Bonus ThankYouSM Points after the First Purchase Which is Good for a $100 Gift Card 0% APR on Balance Transfers for 12 Months No Annual Fee 3 ThankYouSM Points for Every Dollar Spent on Eligible Business Purchases

Review: The CitiBusiness® Card with ThankYou^SM Network, issued by Citibank, is designed for those who are looking to maintain and manage all business-related expenses with one credit card and plan to take advantage of the reward program. Through the reward program, cardholders earn three points for every dollar spent at certain office supply merchants and on professional services, and they earn one point for every dollar spent on all other purchases. These points can be redeemed for various items and services. There is a 100,000 yearly limit to the number of points that can be earned, and points expire in three years. Cardholders also receive 10,000 bonus points after the first purchase is made with the card. This card has no annual fee, and it offers a reasonable interest rate for purchases and balance transfers as compared to other business credit cards. There is also a very attractive 0% introductory rate available on balance transfers for twelve months. The card offers many platinum cardholder benefits such as up to $1,000,000 in travel accident insurance, auto rental insurance, and fraud protection. In addition, cardholders can take advantage of the various discounts that are offered at participating merchants and retailers (visit the Citibank website for full details). Therefore, individuals who will be able to take advantage of the reward program and plan to take advantage of the additional services and discounts will benefit most from what the CitiBusiness® Card with ThankYou^SM Network has to offer.

Date of Review: 2006-04-06 00:00:00

Notes: The minimum APR for cash advances is 19.99%. See website for complete terms and conditions of card usage and application disclosure.

Additional Perks: Various Internet account related services. Personal business assistant. Identity theft solutions. Lost and stolen card reporting. Emergency cash replacement. Emergency card replacement. Various travel and emergency assistance services. Purchase protection. Fraud and security protection services. Quarterly and year-end financial statements. Up to $1,000,000 in travel accident insurance. Auto rental insurance. Legal referral services. Medical referral services. Lost luggage assistance. No liability for unauthorized transactions. Automatic bill payments. Discounts on products and services at participating merchants and retailers. See website for additional benefits.